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Welcome To The Symphony
Financial  Learning Center!

We have found there to be two primary types of individuals who search the internet about annuities: 

1. Those who just want a better understanding regarding the basics of what annuities are and how they work. 

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2. And those who want to go beyond the basics and explore the kinds of advanced strategies and planning techniques that can produce superior results with annuities. 

Which ever category you may be in, you are absolutely in the right place.  

Let's get you the answers you need and the clarity you deserve! 

Educational Articles

How To Get The Most Out of The  Consumer Learning Center

Annuities: What They Are & How They Work

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The Safety of Fixed Annuities

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Fixed Annuities, Babe Ruth, and the Great Depressions:  A Story of Safety and Survival

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Annuities For Growth Vs. Annuities For Income

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Understanding Cash Flow Rates Vs. Growth Rates & Why It's So Important

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Why Income Annuities That Deplete Principal Are Not A Bad Thing

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Why You Should Forget About Fixed, Indexed and Variable Annuities - And Focus Exclusively on DIA's for retirement Income

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Why Do Some People "Hate" Annuities And Tell You To Run From Them?

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But I Don't Want To Tie Up My Money Forever In An Annuity...

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But Annuities Are Terrible Investments and Are Inferior to The Stock Market...

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Why Buy An Annuity When I Can Just Take Withdrawals From My Stock Market Portfolio?

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My Current Advisor And/Or CPA Says I Don't Need Annuities or Should Avoid Them...

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Is It Really SAFE Working With a Virtual Advisor These Days That I Can't Meet Face to Face?

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What is Annuity Laddering?

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Why Annuity Laddering Is The New Evolution of Retirement Income Planning

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The 5 Most Powerful benefits of Annuity Laddering That Most Retirees Have No Idea Even Exist

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Take The Handcuffs Off Your Retirement Portfolio:  Why Using an Annuity Ladder for Guaranteed Income Creates Freedom, Not Restrictions.

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Tax Benefits of Strategic Annuity Planning

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How to Successfully Annihilate Your IRA During Retirement

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Discover The ARIS Lifetime Income Portfolio Planning Software

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ARIS Portfolio Case Study 1

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The Two Greatest Investment Risk For Retirees

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Red Money Vs. Green Money:  Why It's So Important to Redesign a Portfolio Correctly For The Income & Preservation Phase of Life

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5 Critical Retirement Income Tax Considerations Most CPA's Overlook
 

Understanding Why The Impact of Loss Can Be So Severe For Retirees
 

The "Leveraged" Roth Conversion:  Discover The Coolest Roth Conversion Strategy You've Probably Never Thought About

Confessions of A Fiduciary Advisory:   Overcoming The Roadblocks That Keep Many People From Making Sound Financial Decisions

 

The REAL Truth About Tariffs - And The Impact They Could Have On 2025 and Beyond

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Do You Rent or Own Your Retirement Income?

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The Only Bridge That Truly Bypasses All 4 Major Risks to Your Retirement Income

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© 2025 Symphony Financial Group, LLC

No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under securities laws of such jurisdictions.
Please note that not all of the investments and services mentioned may be available in every state.

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