What is an ARIS Lifetime Income Portfolio:
 

The ARIS Lifetime Income Portfolio is a fully customizable, time-segmented retirement income strategy designed to address the core needs of modern retirees: providing steady income, preserving principal, and maintaining liquidity for emergencies—while minimizing volatility and ensuring predictable cash flow.
 

The portfolio is initially structured by dividing the total balance into three distinct sub-portfolios, or "legs," each dedicated to a specific goal. This approach enhances overall stability by targeting each segment with the most suitable financial products, tailored to achieve the objectives of that particular leg.
 

Unlike traditional retirement income models, which often rely on interest-only strategies or a single "bucket" to manage income, growth, and risk, the ARIS Portfolio offers retirees greater control and predictability. This method can deliver a higher and more stable income stream from a smaller initial investment, leaving more capital available for long-term growth. The result is not only improved wealth preservation but also greater potential for wealth regeneration over time.
 

In addition to focusing on income and wealth preservation, the ARIS Portfolio includes customizable features such as advanced tax planning, fee reduction, and leveraging Roth conversions to create a tax-free recovery of principal and tax-free inheritance.

These elements further optimize the portfolio’s performance, helping retirees enhance both their financial security and tax efficiency for a more robust, long-term retirement plan.